Critical Contrast: HSBC (NYSE:HSBC) versus Fifth District Savings Bank (NASDAQ:FDSB)

Fifth District Savings Bank (NASDAQ:FDSB) and HSBC (NYSE:HSBC) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their dividends, analyst recommendations, earnings, institutional ownership, valuation, profitability and risk.

Profitability

This table compares Fifth District Savings Bank and HSBC’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Fifth District Savings Bank	N/A	N/A	N/A
HSBC	15.70%	10.71%	0.69%

Insider & Institutional Ownership

1.5% of HSBC shares are held by institutional investors. 0.0% of HSBC shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Valuation and Earnings

This table compares Fifth District Savings Bank and HSBC”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Fifth District Savings Bank	N/A	N/A	N/A	N/A	N/A
HSBC	$131.13 billion	0.76	$23.53 billion	$6.05	7.56

HSBC has higher revenue and earnings than Fifth District Savings Bank.

Analyst Recommendations

This is a breakdown of current recommendations for Fifth District Savings Bank and HSBC, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Fifth District Savings Bank	0	0	0	0	0.00
HSBC	1	2	0	1	2.25

Summary

HSBC beats Fifth District Savings Bank on 8 of the 8 factors compared between the two stocks.

About Fifth District Savings Bank

Fifth District Bancorp, Inc. is the holding company for Fifth District Savings Bank which provide all banking services. Fifth District Bancorp, Inc. is based in NEW ORLEANS.

About HSBC

HSBC Holdings plc provides banking and financial services worldwide. The company operates through Wealth and Personal Banking, Commercial Banking, and Global Banking and Markets segments. The Wealth and Personal Banking segment offers retail banking and wealth products, including current and savings accounts, mortgages and personal loans, credit and debit cards, and local and international payment services; and wealth management services comprising insurance and investment products, global asset management services, investment management, and private wealth solutions. This segment serves personal banking and high net worth individuals. The Commercial Banking segment provides credit and lending, treasury management, payment, cash management, commercial insurance, and investment services; commercial cards; international trade and receivables finance services; foreign exchange products; capital raising services on debt and equity markets; and advisory services. It serves small and medium sized enterprises, mid-market enterprises, and corporates. The Global Banking and Markets segment offers financing, advisory, and transaction services; and credit, rates, foreign exchange, equities, money markets, and securities services; and engages in principal investment activities. It serves government, corporate and institutional clients, and private investors. HSBC Holdings plc was founded in 1865 and is headquartered in London, the United Kingdom.